This is no ordinary life insurance and benefits advisory firm.
We use a unique approach called the bpe Integration Process to create a plan based on your values, your personality and your vision. The result: insurance and benefits that work for your business, your employees, your family and your life.
Even if you only need one or two of the three types of insurance, we can help you save time, save money and avoid the kinds of problems that give other people headaches (or worse!) down the line.
Wondering what it means to have a CLU working for you? Learn why the Chartered Life Underwriter is the highest level of accreditation in the life insurance profession.
Or, go ahead and give me a call!
About Cindy Bowden
Cindy Bowden, CLU, CH.F.C.
I obtained my CLU (Chartered Life Underwriter) Designation in 1984 and my CH.F.C. (Chartered Financial Consultant) designation in 2002. As part of my commitment to on-going learning and community involvement, I maintain memberships in several upstanding organizations.
My volunteer experience includes being a director on and chairing committees for the boards of Advocis (The Financial Advisors Association of Canada), The Institute for Advanced Financial Education (formerly called the CLU Institute of Canada) (immediate past chair), St. Michael’s Hospital Foundation, Trinity College at the University of Toronto, and my children’s former elementary school. In 2011 Cindy received the Arbor Award from the University of Toronto for her volunteer activities.
I am a member of the the following professional organizations:
- Advocis (The Financial Advisors Association of Canada) (since 1979)
- The Million Dollar Round Table (since 1981)
- CALU (Conference for Advanced Life Underwriting of Canada) (since its inception in 1991)
- The Institute for Advanced Financial Education (formerly CLU Institute of Canada) (since 1984)
- The Estate Planning Council of Toronto
Think we might be a good fit for each other? Try our free self-assessment to find out!
Or, go ahead and give me a call!
About Ross Pollard
Ross Pollard, Office Administrator
I’ve been in the insurance industry since 1977. With years of experience at the Head Offices of Prudential of America, New York Life, Sun Life Financial, and CommInsure (Sydney, Australia), it’s easy to see how Cindy Bowden Insurance & Benefits is different.
My expertise is exceptional customer service. That means working closely with our clients, building personal relationships, advocating for them with insurance companies and getting things done – without all the red-tape. We focus our attention on helping our clients the best way we know how. And as the office administrator, I help keep things running smoothly.
Most of our clients are business owners or managers with a strong entrepreneurial spirit. They are passionate about what they do – and we excel at helping them achieve their goals.
Want to discuss your goals and how we might help? Give us a call to get the conversation started!
What’s a CLU?
The Chartered Life Underwriter (CLU) is widely recognized as the highest level of accreditation in the life insurance profession. CLUs are professional financial advisors equipped to provide insurance and benefits solutions for businesses, employees, families, and individuals.
A CLU is experienced, educated, and qualified to provide expert advice on a broad range of financial planning and insurance topics. He or she adheres to a Code of Professional Conduct, and is obliged to observe Practice Standards – specific actions that advisors must take when dealing with their clients and colleagues.
Cindy Bowden Insurance & Benefits is powered by a CLU. To find out if we’re the right insurance specialist for you, try our free self-assessment!
To learn more about CLU’s and CH.F.C’s, visit the The Institute for Advanced Financial Education.